Providence Faith-Focused
Banking SM

People Who Listen

Founded by a group of Christian businessmen and bankers, Providence Bank & Trust follows the principles of service and integrity. We focus our years of involvement and understanding of the church and other faith-based charities and their operational needs to provide tailored banking solutions.

Products That Deliver

Through Faith-Focused BankingSM at Providence Bank & Trust, you will benefit from products and services specifically designed and proven to assist nonprofit organizations in the growth of their vision. From the loans needed for building to the deposit accounts and cash management services for expansion, let us partner with you in fulfilling your calling.

Checking


Community Checking

For non-profit and civic organizations, Community Checking* provides these advantages:

  • Providence Business Debit/ATM Visa ® Card
  • NO monthly Account Maintenance Fee **
  • NO activity charges for fewer than 150 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others ***
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing
  • Optional online banking and other cash management services

*Providence Charitable and Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Providence Charitable and Community products to accounts with reasonable activity levels.

** Requires maintaining a minimum balance of $500 or $2,500 average collected balance.  A $10.00 monthly Account Maintenance Fee applies if balance does not meet minimum.

*** A $.50 fee applies for each transaction exceeding 150 regardless of the balance maintained.

 


Charitable NOW Checking

For non-profit and civic organizations that want to earn interest, Charitable NOW Checking* provides these advantages:

  • Competitive interest rate
  • Compounded tiered interest paid monthly (higher balances earn a higher rate of interest)
  • NO monthly Account Maintenance Fee**
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing
  • Optional online banking and other cash management services

*Providence Charitable and Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Charitable and Community products to accounts with reasonable activity levels.

**Requires maintaining a minimum balance of $2,500. A $10.00 Account Maintenance Fee applies if balance does not meet minimum.


 

Lending


Faith-Focused Lending Products

For those looking to expand your church facilities, upgrade the audio sound system or wishing to add new buses, tell us your plan and we will help customize a lending solution that works for your church.

  • Lines of Credit
  • Term Loans
  • Construction Loans
  • Equipment Financing
  • Real Estate Financing
  • Consolidation Loans