Providence Faith-Focused
Banking SM

People Who Listen

Founded by a group of Christian businessmen and bankers, Providence Bank & Trust follows the principles of service and integrity. We focus our years of involvement and understanding of the church and other faith-based charities and their operational needs to provide tailored banking solutions.

Products That Deliver

Through Faith-Focused BankingSM at Providence Bank & Trust, you will benefit from products and services specifically designed and proven to assist nonprofit organizations in the growth of their vision. From the loans needed for building to the deposit accounts and cash management services for expansion, let us partner with you in fulfilling your calling.

Checking


Community Checking

For non-profit and civic organizations, Community Checking* provides these advantages:

  • Providence Business Debit/ATM Visa ® Card
  • Optional Online Banking, Mobile Banking and other Cash Management Services
  • NO activity charges for fewer than 150 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others **
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

 

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum balance of $500 or $2,500 average collected balance.

*Providence Charitable and Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Providence Charitable and Community products to accounts with reasonable activity levels.

** A $.50 fee applies for each transaction exceeding 150 regardless of the balance maintained.

 


Charitable NOW Checking

For non-profit and civic organizations that want to earn interest, Charitable NOW Checking* provides these advantages:

  • Providence Business Debit/ATM Visa ® Card
  • Optional Online Banking, Mobile Banking and other Cash Management Services
  • Earns Interest
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

 

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum daily balance of $2,500 for the statement cycle.
  • Account Activity Fees may apply.**

*Providence Charitable and Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Charitable and Community products to accounts with reasonable activity levels.

**$0.50 for each deposit, $0.15 for each item deposited and $0.20 for each item paid.


 Free downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the mobile banking service. However, your wireless carrier may charge a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. All trademarks, service marks and registered marks are the properties of their respective owners.

Lending


Faith-Focused Lending Products

For those looking to expand your church facilities, upgrade the audio sound system or wishing to add new buses, tell us your plan and we will help customize a lending solution that works for your church.

  • Lines of Credit
  • Term Loans
  • Construction Loans
  • Equipment Financing
  • Real Estate Financing
  • Consolidation Loans