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Mortgage Lending Products & Services

Providence Personal Lending Products

Experience the power of Providence Bank & Trust’s customized mortgage lending solutions. Your goals are our goals, and our Mortgage Lending Officers are ready to assist you with a product that works for you.

Available Home Loan Products

We offer a variety of mortgage loan products to help you achieve your goals.  Contact us today or visit our online mortgage center to get started today.

  • Fixed and Adjustable Rate Mortgages
    • Conventional
    • Jumbo
    • Construction
    • FHA
    • VA
  • First Time Home Buyer Programs and Assistance
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

Online Mortgage Center

Take advantage of the many benefits our Online Mortgage Center provides including:

  • Mortgage Calculators
  • Up-To-Date Rate Information
  • Rate Watch
  • Expert Loan Officers

Your home financing solution is just a click away. In as little as 20 minutes, you can complete and submit your loan from the convenience of your own computer.


Visit our online Mortgage Center to get started today.

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Roger DeGraff

NMLS# 106498

SVP Consumer & Residential Lending

Phone: 219-961-8523 or 888-923-5664

Email*:    Roger DeGraff

Richard Schultz

NMLS# 767645

VP Consumer Lending

Phone: 815-306-2042 or 888-923-5664

Email*: Richard Schultz



Tom Alexander

NMLS# 522469

VP Consumer Lending

Phone: 219-961-8515 or 888-923-5664

Email*: Tom Alexander

Jill Gray

Jill Gray

NMLS# 1846221

AVP Consumer Lending

Phone: 708-966-5720 or 888-923-5664

Email*: Jill Gray


Gregory Johnson

Gregory Johnson

NMLS# 721548

Mortgage Loan Originator

Phone: 773-420-4892 or 888-923-5664

Email*: Gregory Johnson

Patrick Spencer

Patrick Spencer

NMLS# 1596850

Mortgage and Consumer Lending Associate

Phone: 708-210-0417 or 888-923-5664

Email*: Patrick Spencer

Providence Bank & Trust Lender ID #407800.

*Do not send sensitive personal information via email, including account numbers, social security numbers, date of birth or any information that is intended to be kept private.