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Personal Banking Deposit Specials

Earn More Enjoy More

With new, flexible, high yield deposit offerings, enhanced online and mobile banking features and highly personalized service, you’ll earn more and enjoy more at Providence Bank & Trust.

Achieve More Money Market

Achieve More Money Market

Earn up to 1.60% APY* with a balance of $75,000 or more.

 

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Achieve More Savings

Achieve More Savings Account

Earn up to 2.00% APY* with a balance of $25,000 or more.

 

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Achieve More CD Special

13 Month CD Special

Earn 2.50% APY* for 13 Months

Visit one of our convenient locations to open your account!

 


*Achieve More Money Market. Offer valid beginning August 1, 2018 and may be eliminated at any time. Account is available to individuals only.  Requires minimum $15,000.00 opening deposit.  Initial deposit must come from funds not currently on deposit with Providence Bank & Trust.  APY refers to Annual Percentage Yield. Account balances of $75,000 or more will earn 1.60% APY and account balances of 74,999.99 or less will earn 0.25% APY.  APY is accurate as of August 1, 2018.  Stated APYs are guaranteed for a period of 12 months from account opening date.  After the 12 month period, rates are subject to change at any time.  Minimum balance is $2,500 or an average collected balance of $5,000.  A $10.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Money Market account to another account or to third parties by check, drafts, and preauthorized, automatic, telephone or computer transfers are limited to six per statement cycle.  A $15.00 service fee applies for each withdrawal exceeding six.  Fees may reduce earnings.  Other fees or restrictions may apply.

*Achieve More Savings. Offer valid beginning August 1, 2018 and may be eliminated at any time. Account is available to individuals only.  Requires minimum $5,000 opening deposit.  Initial deposit must come from funds not currently on deposit with Providence Bank & Trust.   Account balances of $25,000 or more will earn 2.00% APY (Annual Percentage Yield) and account balances of 24,999.99 or less will earn 0.25% APY.  APY is accurate as of August 1, 2018.  Stated APYs are guaranteed for a period of 12 months from account opening date.  After the 12 month period, rates are subject to change at any time.  Minimum balance is $200.  A $5.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Savings account to another account or to third parties by check, drafts, and preauthorized, automatic, telephone or computer transfers are limited to six per month.  A $5.00 service fee applies for each withdrawal exceeding six.  Fees may reduce earnings.  Other fees or restrictions may apply.

*13 Month CD Special. APY refers to Annual Percentage Yield. Interest rate of 2.48% and APY of 2.50% are accurate as of August 1, 2018 and is subject to discontinuation or change without notice. Account is available to individuals only.  Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible.  Minimum balance to open a CD or IRA and earn stated APY is $2,500.00.  Initial deposit must come from funds not currently on deposit with Providence Bank & Trust. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal.  At maturity, the 13 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.