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Student Banking

Student Banking* makes it simple for students to manage their money with a banking relationship that fits their wallet and provides flexible access to funds – 24 hours a day/7 days a week!

Student Banking includes these account advantages:

  • Providence Debit/ATM Visa ® Card
  • Mobile & Text Message Banking with Mobile Deposit & Mobile Bill Pay 
  • Online Banking with Bill Pay
  • Telephone Banking
  • Mobile Pay – Apple Pay, Samsung pay, Fitbit pay, Garmin Pay, Google Pay
  • Direct Deposit
  • Person to Person Payments 
  • Access to over 55,000 ATMS through the Allpoint Network** Allpoint icon
  • UNLIMITED check writing
  • Unlimited withdrawals or debits



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*Student Banking is available to students ages 16-24 with proof of student status. Customers under the age of 18 are required to have a parent/guardian as joint owner on the account. All trademarks, service marks and registered marks are the properties of their respective owners.

**Providence Bank & Trust does not charge an ATM service fee for transactions conducted at any Allpoint ATM or Providence Bank & Trust ATM.  Any transaction conducted at a non-proprietary ATM (any non-Allpoint or non-Providence Bank & Trust ATM) will be charged $2.00 per transaction.  Transactions include cash withdrawals, balance inquiries and transfers.  To confirm an ATM is part of the Allpoint network, and thus is surcharge-free, visit the Allpoint map locator at

†Free downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the mobile banking service. However, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking.