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Student Banking

Money at Your Fingertips


Student Banking1 makes it simple for students to manage their money with a banking relationship that fits their wallet and provides flexible access to funds – 24 hours a day/7 days a week!

Student Banking includes these account advantages:

  • Providence Debit/ATM Visa ® Card
  • Mobile & Text Message Banking with Mobile Deposit & Mobile Bill Pay 
  • Online Banking with Bill Pay
  • Telephone Banking
  • Mobile Pay – mobile pay icon 2
  • Direct Deposit
  • Person to Person Payments 
  • Access to over 55,000 ATMS through the Allpoint Network* Allpoint icon
  • UNLIMITED check writing
  • Unlimited withdrawals or debits



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1Providence Student Banking is available to students ages 16-24 with proof of student status. Other fees and restrictions may apply.  Customers under the age of 18 are required to have a parent/guardian as joint owner on the account. All trademarks, service marks and registered marks are the properties of their respective owners.

Free downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the mobile banking service. However, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking.

*Providence Bank & Trust does not charge an ATM service fee for transactions conducted at any Allpoint ATM or Providence Bank & Trust ATM.  Any transaction conducted at a non-proprietary ATM (any non-Allpoint or non-Providence Bank & Trust ATM) will be charged $2.00 per transaction.  Transactions include cash withdrawals, balance inquiries and transfers.  To confirm an ATM is part of the Allpoint network, and thus is surcharge-free, visit the Allpoint map locator at