Secure Online Banking

People presenting awards

Community Empowerment

Meaningful Impact

As a truly authentic community bank, we invest 88% more than the industry average, demonstrating our ongoing commitment to our community financing initiatives and neighborhood improvements. Through the pandemic of 2020 and 2021, we collaborated with local leaders, businesses and families to implement strategies to strengthen the growth of the communities we serve.

photo of city

Together...we are

Providing Opportunities

Through small and mid-sized business loans, we are able to help companies start up, expand and provide new job opportunities. In addition, through the oversight of Paycheck Protection Program (PPP) loans during the pandemic, we assisted over 1,300 small and mid-sized businesses and nonprofit organizations keep over 15,000 jobs on payroll.

map pin

Our lending to local small businesses exceeds the industry average by 322%.

Additionally, we administered over $171 million in Paycheck Protection Program (PPP) loans between 2020 and 2021.

people holding hands around a star

Together...we are

Growing Organizations

Providing Faith-Focused/Nonprofit lending which means greater and new opportunities for community engagement and beneficial programs for all ages.

map pin

Over $105 million in lending to grant-making, civic, family & social services organizations, religious organizations and schools & education service organizations.

photo of house

Together...we are

Providing Home Ownership

Through home lending we see many first-time buyers and buyers in neighborhoods that are seeing new growth. In addition, families are taking advantage of the equity in their homes to better their lives.

map pin

We originated over $78 million in mortgages and home equity loans/Lines of Credit in 2021.

photo of bookstore

Together...we are

Ensuring Local Small Businesses Thrive

To support underserved small business owners and nonprofit organizations in low to moderate income communities, we actively engage in lending and economic development opportunities that deliver needed capital, inspire continued success and ultimately helps our neighborhoods thrive.

map pin

Over $75 million in Community Development lending to low and moderate income communities at year ending 2021 – up 30% from 2020.

photo of school

Together...we are

Improving Neighborhoods

Our cooperative arrangements in the public works arena allow our communities to operate more effectively and focus on things such as safety, beautification, business retention, economic growth, improved infrastructure and capital improvements.

map pin

Our public works financing exceeds the industry average by 140%.

graphic of three people standing together

Together...we are

Making a Difference

In addition to investing deposits in our neighborhoods, our #stewardstrong initiatives include The Providence Bank & Trust Stewardship Program. Through it 10% of the Bank’s profits are donated annually to support the important work of local civic, nonprofit and Christian organizations.

map pin

Over $9.3 million has been donated in the past 17 years through our Stewardship Program.

graphic of a calendar and clock

Together...we are

Active in Community Engagement

Stewardship is so much more than financial giving. It’s about investing our heart, time and resources into our local businesses and families so they can take advantage of opportunities and realize their potential.

map pin

As active stewards, we’re thankful for the opportunity to
volunteer and partner with many great organizations
through the year to support the important work they do
and impact they have in the communities we serve.

To review how some of these statistics are reported by Mighty Deposit, click here.

To review our full impact for 2020, click here.



The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.