Secure Online Banking

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Community Empowerment

Meaningful Impact

In our efforts to continue our growth as a secure financial provider and our meaningful impact on our neighborhoods, we have sought opportunities that are not only sound decisions, but honest people-minded approaches to being an authentic community bank. In doing so, we are dedicated to fulfilling the stewardship legacy of our founders along with transcending community development by knocking down barriers to capital for small & midsize businesses and nonprofit organizations, and home financing for families.

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Together...we are

Growing Organizations

Providing faith-focused/nonprofit lending means greater and new opportunities for community engagement, outlets and beneficial programs for all ages.

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Over $103 million in lending to grant-making, civic, family & social services organizations, religious organizations and schools & education service organizations.

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Together...we are

Providing Home Ownership

Through home lending we see many first-time buyers and buyers in neighborhoods that are seeing new growth. In addition, families are taking advantage of the equity in their homes to better their lives.

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We originated over $30 million in mortgages and home equity loans/lines of credit in 2023.

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Together...we are

Ensuring Local Small Businesses Thrive

To support small business owners and nonprofit organizations in low- to moderate-income communities, we actively engage in lending and economic development opportunities that deliver needed capital, inspire continued success and ultimately help our neighborhoods thrive.

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Over $32 million in community development lending to low- and moderate-income communities at year ending 2023.

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Together...we are

Improving Neighborhoods

We work together with community development organizations and leaders in our neighborhoods to forge opportunities for job creation, business growth, family strength, home ownership and overall inclusion and wellness in our communities.

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Over $12 million in community development investments, capital funds and donations supporting important development organizations in the neighborhoods we serve.

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Together...we are

Strengthening Our Communities

Developed by the Providence Bank & Trust Stewardship Foundation, the Community Stewardship Loan offers low interest loans to small businesses and local nonprofits in low- to moderate-income communities delivering needed capital and inspiring continued success.

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Over $678 thousand in micro loans to support small businesses and nonprofit organizations in low- to moderate-income communities.

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Together...we are

Creating Greater Financial Health

Counseling community members in the neighborhoods we serve in learning key financial planning skills and further developing healthy monetary habits. These seminars help transform individuals to take charge of their personal finances and have strong and long-lasting financial well-being.

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Participated in 108 Financial Related Service Activities in 2023.

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Together...we are

Making a Difference

In addition to investing deposits in our neighborhoods, our #stewardstrong initiatives include The Providence Bank & Trust Stewardship Program. Through it 10% of the Bank’s profits are donated annually to support the important work of local civic, nonprofit and Christian organizations.

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Over $12.3 million has been donated in the past 19 years through our Stewardship Program.

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Together...we are

Active in Community Engagement

Stewardship is so much more than financial giving. It’s about investing our heart, time and resources into our local businesses and families so they can take advantage of opportunities and realize their potential.

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As active stewards, we volunteered a total of 635 hours in 2023 – supporting 56 nonprofits, serving over 74,000 individuals and participating in 180 volunteer activities.

To learn more about Providence as a community bank, click here.



The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.