We are committed to providing and maintaining a safe and healthy banking environment for our customers, employees and communities. Please follow our in-place protocols so we all stay healthy together!
Our branches, Drive-Up and Lobby, are open Monday – Friday: 8:30 AM – 5:00 PM and Saturday: 8:30 – 12:00 Noon (for branches with Saturday hours).
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All Providence Personal Banking Accounts include these convenient features:
For customers who value earning a higher rate of interest, Achieve More Banking provides these advantages:
*Offer valid beginning October 19, 2020 and may be terminated at any time. Requires minimum $100.00 opening deposit. Achieve More Banking account will earn promotional rates each month when the following qualifications are met: (1) 15 signature (non-pin) POS transactions with a minimum of $10.00 each post to the account in the statement cycle. Statement cycle is month end. (2) Account receives electronic statements. (3) Account has at least one ACH Credit or ACH Debit post to the account in the statement cycle. When the qualifications are met, Achieve More Banking Balances of $0.00 to $15,000 will earn 2.75% APY (annual percentage yield). Any funds in the account over $15,000 will earn 0.11% APY. Interest is calculated using the Daily Balance Method when qualifications are met. If the qualifications are not met for the month, Achieve More Banking balances of $0.00 or more will earn 0.03% APY. Interest is calculated using the Average Daily Balance Method when qualifications are not met. APY is accurate as of October 19, 2020. Interest rates are subject to change at any time. If the qualifications are not met for the month, an account service fee of $7.95 will be charged. Fees may reduce earnings on the account. Account is limited to individuals only and activity charges can be imposed. Other fees or restrictions may apply.
For customers who value easy money management, Simply Banking provides these advantages:
* Simply Banking account requires Electronic Statements (email or online). Paper statements are available for a $5.00 monthly charge.
For customers who value an interest bearing account, Simply Plus Banking provides these advantages:
For the student preparing for an after school or summer job or for heading off to college, Student Banking* provides these advantages:
* Student Banking is available to students ages 16-24 with proof of student status. Customers under the age of 18 are required to have a parent/guardian as joint owner on the account.
Important Disclaimer Information:
Personal accounts limited to individuals only. Interest rates are subject to change at any time on all interest earning accounts. Account fees may reduce earnings. Other fees, activity charges and restrictions may apply to all accounts.
All trademarks and registered marks are the properties of their respective owners.
1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply.
2 Providence Bank & Trust does not charge an ATM service fee for transactions conducted at any Allpoint ATM or Providence Bank & Trust ATM. Any transaction conducted at a non-proprietary ATM (any non-Allpoint or non-Providence Bank & Trust ATM) will be charged $2.00 per transaction. Transactions include cash withdrawals, balance inquiries and transfers. To confirm an ATM is part of the Allpoint network, and thus is surcharge-free, visit allpointnetwork.com.