Secure Online Banking

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Commercial Checking Accounts

Our Story
Our Why
Community Empowerment
Stewardship Program

Online & Mobile Banking1

Do Your Banking Anytime From Anywhere with Online and Mobile Banking1.

Autobooks4

An easy-to-use accounting solution that includes everything you need to stay on top of your business or nonprofit — flexible payment/donation acceptance options, digital invoicing and quick cash flow oversight — directly inside our digital banking platform.

SBA Lender

As a provider of 504 SBA financing, we are committed to helping businesses gain the capital they need to start, grow or expand their business. To learn more contact our lending team at 888-923-5664.

Debit Cards

Providence Bank & Trust personal and commercial debit cards offer a range of convenient and secure features for a seamless banking experience.

Mobile Check Deposit1 

Have a check you need to deposit and don’t have time to get to the bank? Use mobile check deposit in mobile banking to take a picture and deposit checks. It’s simple and secure.

 

Making Banking Work For Your Business

Offering a full suite of commercial banking accounts and innovative banking technology, our products and services are designed to help you achieve more in your business. With the ability to access real-time information about your accounts (quickly, easily and from anywhere), you can make timely decisions to take advantage of key business opportunity to advance your company.

Account Analysis Checking

For businesses with moderate to high volume activity, Account Analysis Checking provides these competitive advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking1 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing
  • Monthly earnings credits may reduce or eliminate maintenance and activity charges
  • Optional sweep feature (maximize earning on idle cash balances, while maintaining the liquidity your business demands)

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

Small Business Checking

For businesses with smaller balances and low volume activity, Small Business Checking provides these competitive advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking1 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • NO activity charges for fewer than 100 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others2
  • Easy-to-read electronic monthly statements with check images in check number order

Associated Fees:

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if:  Maintain a minimum daily balance of $2,500 or $5,000 average daily balance for the statement cycle.
  • Account Activity Fees may apply.2

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

2 A $.50 fee applies for each transaction exceeding 100 regardless of the balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

Mid-Size Business Checking

For businesses with moderate activity, Mid-Size Business Checking provides these competitive advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking1 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • NO activity charges for fewer than 300 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others2
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

Associated Fees:

  • Account Maintenance Fee: $15.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum daily balance of $10,000 or $25,000 average daily balance for the statement cycle.
  • Account Activity Fees may apply.2

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

2 A $.50 fee applies for each transaction exceeding 300 regardless of the balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

Community Checking

For nonprofit and civic organizations, Community Checking1 provides these advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking2 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • NO activity charges for fewer than 150 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others3
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

Associated Fees:

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum balance of $500 or $2,500 average daily balance for the statement cycle.
  • Account Activity Fees may apply.3

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Providence Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Community Checking and Community Impact Checking to accounts with reasonable activity levels.

2 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

3 A $.50 fee applies for each transaction exceeding 150 regardless of the balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

Community Impact Checking

For non-profit and civic organizations that want to earn interest, Community Impact Checking1 provides these advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking2 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • Earns Interest
  • NO activity charges for fewer than 750 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others3
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

Associated Fees:

  • Account Maintenance Fee: $25.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum daily balance of $15,000 or $25,000 average daily balance per statement cycle.
  • Account Activity Fees may apply.3

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Providence Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Community Checking and Community Impact Checking to accounts with reasonable activity levels.

2 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees and restrictions may apply. 

3 $0.50 for each item exceeding 750 items regardless of balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

Important Disclaimer Information:

1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.