While many things are changing, keeping you, our customers, our employees, their families and our communities healthy and safe remains a priority. Our branches, Drive-Up and Lobby, are now open Monday – Friday: 8:30 AM – 5:00 PM and Saturday: 8:30 – 12:00 Noon (for branches with Saturday hours). We encourage you to click below to schedule a no-wait appointment with us in our lobbies. Our team looks forward to seeing you soon!
Person presenting Providence Bank & Trust debit card for payment
Neighborhood Connect Banking is for customers who may not currently have a banking relationship, wish to rebuild their financial strength or need to begin building healthy financial habits. With our Neighborhood Connect account you’ll have access to essential financial tools and easy to maintain limits that help you manage your money with confidence.
5 Reasons to Open a Neighborhood Connect Banking Account
Neighborhood Connect Banking includes these account advantages:
Stop in today or Apply Online to open your account.
Our Neighborhood Connect Banking account is certified by BankOn. BankOn’s goal is to ensure that everyone has access to a safe and affordable bank or credit union account.
Minimum balance upon opening: Account requires a $25.00 opening deposit. There is no minimum requirement after the account is open.
Avoid imposition of fee: A service fee of $7.95 will be imposed each statement cycle unless there are one (1) or more signature (non-PIN) point of sale (POS) Debit Card transactions that post or at least one (1) ACH credit (direct deposit) that posts per statement cycle.
Transactions: This is a”checkless” account. Withdrawals can be made using a Debit Card for transactions and cash access through ATMs. ATM daily withdrawal limit is $300.00. Point of sale (POS) daily transaction limit is $500.00
Additional Terms: Mailed paper statements are available for a $2.00 monthly fee. Electronic statements are free. ATM withdrawals not made at a Providence Bank & Trust ATM or an ATM in the Allpoint Network are subject to a $2.00 foreign ATM fee.
Important Disclaimer Information:
Personal accounts limited to individuals only. Interest rates are subject to change at any time on all interest earning accounts. Account fees may reduce earnings. Other fees, activity charges and restrictions may apply to all accounts.
All trademarks and registered marks are the properties of their respective owners.
1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply.
2 Providence Bank & Trust does not charge an ATM service fee for transactions conducted at any Allpoint ATM or Providence Bank & Trust ATM. Any transaction conducted at a non-proprietary ATM (any non-Allpoint or non-Providence Bank & Trust ATM) will be charged $2.00 per transaction. Transactions include cash withdrawals, balance inquiries and transfers. To confirm an ATM is part of the Allpoint network, and thus is surcharge-free, visit allpointnetwork.com.