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Providence Health Savings Account


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Mobile Check Deposit1

Have a check you need to deposit and don’t have time to get to the bank? Use mobile check deposit1 in mobile banking to take a picture and deposit checks. It’s simple and secure.

Banking Solutions

There are so many easy ways to manage your money at your convenience. Keep connected using our digital banking resources and much more.

A tax exempt custodial account established for the purpose of paying or reimbursing qualified medical expenses for your employees, including their families (if applicable).

Health Savings Account

This account provides these advantages —

  • Easy access to funds for employee via an HSA Debit Card
  • NO monthly or yearly service fees
  • NO activity charges
  • Funds roll over from year to year if you don’t spend them
  • Compounded tiered interest paid monthly (higher balances
    earn a higher rate of interest)
  • Electronic Statements (Email or online)
Health Savings Account Rates

Important Disclaimer Information:

Above rates and tiers effective 4/12/2023. Rates are subject to change at any time.

1Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees and restrictions may apply.