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This account provides these advantages —
| Rate Tier | Interest Rate | Annual Percentage Yield |
| $0.00 to $999.99 | 0.010% | 0.01% |
| $1,000.00 to 4,999.99 | 0.500% | 0.50% |
| $5,000.00 or more | 0.600% | 0.60% |
Important Disclaimer Information:
Above rates and tiers effective 9/18/2025. Rates are subject to change at any time.
1Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees and restrictions may apply.