Secure Online Banking

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Commercial Savings & Money Market Accounts

Our Mission

To have a genuine commitment to service and stewardship, with a belief that a bank can truly be more than a place you put your money. We offer meaningful financial products and services, responding promptly to the diverse and evolving needs of our customers and our communities. By helping to build vibrant neighborhoods where people want to live, work and play for generations to come, we empower our communities, our people and our customers to achieve more.


Credit Cards

Providence Bank & Trust personal and commercial credit cards offer hometown convenience, worldwide acceptance and great benefits!


eStatements

Still receiving paper statements or statements through secure email? Take advantage of the many benefits of eStatements through online and mobile banking. You can review transactions sooner, access up to 18 months of past activity and it provides an extra layer of security compared to paper statements. Sign up for eStatement through online or mobile banking1today!


Online & Mobile Banking1

Do Your Banking Anytime From Anywhere with Online and Mobile Banking.

Maximize Your Dollars and Minimize Your Time

We understand wanting to take advantage of every opportunity for financial growth for your company or organization. As part of our dynamic array of products and services, we offer you competitive interest earning savings and money market accounts that are easy to maintain.

Commercial Statement Savings

For businesses that value an easy and convenient way to earn interest on savings, Commercial Statement Savings provides these advantages:

  • Earns Interest
  • Electronic Statements
  • Interest compounded and paid quarterly
  • Six complimentary withdrawals per month1

Associated Fees

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum daily balance of $500 each month.

Important Disclaimer Information:

1 Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or internet transfers are limited to six per month with no transfers by check, draft, debit card or similar order to third parties. A $5.00 service fee applies for each withdrawal exceeding six.

Commercial Money Market

For accounts that require few monthly transactions, a Commercial Money Market account provides these competitive advantages:

  • Earns Interest
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing
  • Six complimentary withdrawals per month1

Associated Fees

  • Account Maintenance Fee: $10.00 monthly
  • Account Maintenance Fee waived if: Maintain a minimum daily balance of $1,000 for the statement cycle.
  • Account Activity Fees apply.2

Important Disclaimer Information:

1 Transfers from a money market to another account or to third parties by preauthorized, automatic, telephone or internet transfers or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. A $15.00 service fee applies for each withdrawal exceeding six.

2 4 deposits included, then $0.50 each additional deposit. 10 checks in deposits included, then $0.15 per each additional item deposited. All per statement cycle.


Important Disclaimer Information:

1Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply.