Secure Online Banking

5 people sitting on a bench with tablets and laptop devices. Three college aged women and two college aged men are smiling and working.

Student Banking

Mobile Pay

Use your mobile phone for safe, touchless payment of purchases with Mobile Pay.

Mobile Check Deposit

Have a check you need to deposit and don’t have time to get to the bank? Use mobile check deposit in mobile banking2 to take a picture and deposit checks. It’s simple and secure.

Debit Card Control

You can turn off your debit card online or in the mobile banking app2. Report a lost or stolen debit card by calling 888-407-2265, and press option 4 from main menu.

Mobile Banking Security Tips

Follow these tips to keep yourself secure when using your phone for mobile banking2.

p2p Payments

Need to pay someone and don’t have cash handy. Try Person to Person Payment (p2p) and complete that payment and many others in just a few safe clicks.

Allpoint ATM Locator2

Find one of the 55,000 surcharge – free Allpoint ATMs near you.

Money at YOUR FINGERTIPS, Include icons with a phone, credit card, ATM, and laptop. Circular icons including a phone, credit card, ATM, and laptop.


Student Banking1 makes it simple for students to manage their money with a banking relationship that fits their wallet and provides flexible access to funds – 24 hours a day/7 days a week!

Student Banking includes these account advantages:

  • Providence Debit/ATM Visa® Card
  • Mobile & Text Message Banking with Mobile Deposit & Mobile Bill Pay 2
  • Online Banking with Bill Pay
  • Telephone Banking
  • Mobile Pay
  • Direct Deposit
  • Person to Person Payments 
  • Access to over 55,000 ATMS through the Allpoint Network3 Allpoint icon
  • UNLIMITED check writing
  • Unlimited withdrawals or debits



Important Disclaimer Information:

Personal accounts limited to individuals only. Interest rates are subject to change at any time on all interest earning accounts. Account fees may reduce earnings. Other fees, activity charges and restrictions may apply to all accounts.

All trademarks and registered marks are the properties of their respective owners.

1 Providence Student Banking is available to students ages 16-24 with proof of student status. Other fees and restrictions may apply. Customers under the age of 18 are required to have a parent/guardian as joint owner on the account.

2 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply. 

3 Providence Bank & Trust does not charge an ATM service fee for transactions conducted at any Allpoint ATM or Providence Bank & Trust ATM.  Any cash withdrawal, balance inquiry or transfer transaction conducted at a non-proprietary ATM (non-Allpoint or non-Providence Bank & Trust ATM) will be charged $2.00 per transaction. Within the Allpoint network, Allpoint+ deposit-enabled ATMs accept cash only deposits up to $1,000 per transaction. To confirm an ATM is part of the Allpoint network, and thus is surcharge-free, visit Filter options within the Allpoint ATM map locator allow identification of Allpoint+cash deposit-enabled ATMs.