Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Important Disclaimer Information:
*7 Month CD Special
APY refers to Annual Percentage Yield. CD refers to Certificate of Deposit. Interest rate of 3.698% and APY of 3.75% are accurate as of September 19, 2025, and is subject to discontinuation or change without notice. Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible. Minimum balance to open a CD or IRA and earn stated APY is $2,500.00. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal. At maturity, the 7 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.
*13 Month CD Special
APY refers to Annual Percentage Yield. CD refers to Certificate of Deposit. Interest rate of 3.211% and APY of 3.25% are accurate as of September 19, 2025, and is subject to discontinuation or change without notice. Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible. Minimum balance to open a CD or IRA and earn stated APY is $2,500.00. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal. At maturity, the 13 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.
*Achieve More Money Market
Offer valid beginning September 19, 2025 and may be eliminated at any time. Account is available to individuals only. Requires minimum $2,500.00 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $74,999.99 will earn 0.50% APY, account balances of $75,000 to $149,999.99 will earn 0.75% APY, and account balances of $150,000.00 and over will earn 2.25% APY. APY is accurate as of September 19, 2025. Rates are subject to change at any time. Minimum balance is $2,500 or an average collected balance of $5,000 and a $10.00 monthly Account Service Fee applies if balance falls below minimum. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or internet transfers or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. A $15.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.
*Achieve More Savings
Offer valid beginning September 19, 2025 and may be eliminated at any time. Account is available to individuals only. Requires minimum $200.00 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $24,999.99 will earn 0.25% APY, account balances of $25,000.00 to $149,999.99 will earn 0.60% APY, and account balances of $150,000.00 and over will earn 1.90% APY. APY is accurate as of September 19, 2025. Rates are subject to change at any time. Minimum balance is $200 and a $5.00 monthly Account Service Fee applies if balance falls below minimum. Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or internet transfers are limited to six per month with no transfers by check, draft, debit card or similar order to third parties. A $5.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.
1 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply.
