Secure Online Banking

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Deposit Specials

Additional Deposit Products and Services Available

Personal Banking Accounts

Click here to view our Personal Banking Accounts. 

 

Personal Savings & Money Market Accounts

Click here to view our Personal Savings & Money Market Accounts

 

Personal CDs & IRAs

Click here to view our Personal CDs & IRAs 

Rates to Help You Accomplish Great Things

 

5.00% APY* 7 Month CD Special

7 Month CD Special

5.00% APY*

2.75% APY* Achieve More Money Market

Achieve More Money Market

Earn up to 2.75% APY*

2.25% APY* Achieve More Savings

Achieve More Savings

Earn up to 2.25% APY*


Visit any of our convenient locations and
speak to a Relationship Banker to get started TODAY!

 

Schedule Your No-Wait Appointment to see a Relationship Banker Today!

 

If you have any questions, contact our Customer Care Center at 888-923-5664.

 

Important Disclaimer Information:

*7 Month CD Special
APY refers to Annual Percentage Yield. CD refers to Certificate of Deposit. Interest rate of 4.909% and APY of 5.00% are accurate as of December 8, 2023 and is subject to discontinuation or change without notice. Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible.  Minimum balance to open a CD or IRA and earn stated APY is $2,500.00. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal.  At maturity, the 7 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.

*Achieve More Money Market
Offer valid beginning December 8, 2023 and may be eliminated at any time.  Account is available to individuals only.  Requires minimum $15,000.00 opening deposit.  APY refers to Annual Percentage Yield.   Account balances of $0.00 to $74,999.99 will earn 0.75% APY, account balances of $75,000 to $149,999.99 will earn 0.95% APY, and account balances of $150,000.00 and over will earn 2.75% APY.  APY is accurate as of December 8, 2023.  Rates are subject to change at any time.  Minimum balance is $2,500 or an average collected balance of $5,000 and a $10.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or internet transfers or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle.  A $15.00 service fee applies for each withdrawal exceeding six.  Fees may reduce earnings.  Other fees or restrictions may apply.

*Achieve More Savings
Offer valid beginning December 8, 2023 and may be eliminated at any time.  Account is available to individuals only.  Requires minimum $5,000 opening deposit.  APY refers to Annual Percentage Yield.  Account balances of $0.00 to $24,999.99 will earn 0.75% APY, account balances of $25,000.00 to $149,999.99 will earn 0.80% APY, and account balances of $150,000.00 and over will earn 2.25% APY.  APY is accurate as of December 8, 2023.  Rates are subject to change at any time.  Minimum balance is $200 and a $5.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or internet transfers are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.  A $5.00 service fee applies for each withdrawal exceeding six.  Fees may reduce earnings.  Other fees or restrictions may apply.