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Deposit Specials Header Featuring Smiling Multi-racial Family

Deposit Specials

Additional Deposit Products and Services Available

Personal Banking Accounts

Click here to view our Personal Banking Accounts. 

 

Personal Savings & Money Market Accounts

Click here to view our Personal Savings & Money Market Accounts

 

Personal CDs & IRAs

Click here to view our Personal CDs & IRAs 

Rates to Help You Accomplish Great Things

 

3.80% APY* 13 Month CD Special

13 Month CD Special

3.80% APY*

2.50% APY* Achieve More Money Market

Achieve More Money Market

Earn up to 2.50% APY*

2.00% APY* Achieve More Savings

Achieve More Savings

Earn up to 2.00% APY*


Visit any of our 15 convenient locations and
speak to a Relationship Banker to get started TODAY!

 

Schedule Your No-Wait Appointment to see a Relationship Banker Today!

 

If you have any questions, contact our Customer Care Center at 888-923-5664.

 

Important Disclaimer Information:

*13 Month CD Special
APY refers to Annual Percentage Yield. CD refers to Certificate of Deposit. Interest rate of 3.747% and APY of 3.80% are accurate as of October 28, 2022 and is subject to discontinuation or change without notice. Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible. Minimum balance to open a CD or IRA and earn stated APY is $2,500.00. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal. At maturity, the 13 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.

*Achieve More Money Market
Offer valid beginning October 28, 2022 and may be eliminated at any time. Account is available to individuals only. Requires minimum $15,000.00 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $74,999.99 will earn 0.60% APY, account balances of $75,000 to $149,999.99 will earn 0.80% APY, and account balances of $150,000.00 and over will earn 2.50% APY. APY is accurate as of October 28, 2022. Rates are subject to change at any time. Minimum balance is $2,500 or an average collected balance of $5,000 and a $10.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Money Market account to another account or to third parties by check, drafts, and preauthorized, automatic, telephone or computer transfers are limited to six per statement cycle. A $15.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.

*Achieve More Savings
Offer valid beginning October 28, 2022 and may be eliminated at any time. Account is available to individuals only. Requires minimum $5,000 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $24,999.99 will earn 0.60% APY, account balances of $25,000.00 to $149,999.99 will earn 0.65% APY, and account balances of $150,000.00 and over will earn 2.00% APY. APY is accurate as of October 28, 2022. Rates are subject to change at any time. Minimum balance is $200 and a $5.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Savings account to another account or to third parties by check, drafts, and preauthorized, automatic, telephone or computer transfers are limited to six per month. A $5.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.