Deposit Specials Header Featuring Smiling Multi-racial Family
13 Month CD Special
4.25% APY*
Achieve More Money Market
Earn up to 2.75% APY*
Achieve More Savings
Earn up to 2.25% APY*
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Important Disclaimer Information:
*13 Month CD Special
APY refers to Annual Percentage Yield. CD refers to Certificate of Deposit. Interest rate of 4.184% and APY of 4.25% are accurate as of February 16, 2023 and is subject to discontinuation or change without notice. Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible. Minimum balance to open a CD or IRA and earn stated APY is $2,500.00. Fees may reduce earnings. Interest is compounded quarterly. Penalties may be imposed for early withdrawal. At maturity, the 13 month CD will renew to a 12 month CD, at the rate we are paying on the date of maturity for a 12 month CD. Other terms and conditions may apply.
*Achieve More Money Market
Offer valid beginning February 16, 2023 and may be eliminated at any time. Account is available to individuals only. Requires minimum $15,000.00 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $74,999.99 will earn 0.60% APY, account balances of $75,000 to $149,999.99 will earn 0.80% APY, and account balances of $150,000.00 and over will earn 2.75% APY. APY is accurate as of February 16, 2023. Rates are subject to change at any time. Minimum balance is $2,500 or an average collected balance of $5,000 and a $10.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or internet transfers or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. A $15.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.
*Achieve More Savings
Offer valid beginning February 16, 2023 and may be eliminated at any time. Account is available to individuals only. Requires minimum $5,000 opening deposit. APY refers to Annual Percentage Yield. Account balances of $0.00 to $24,999.99 will earn 0.60% APY, account balances of $25,000.00 to $149,999.99 will earn 0.65% APY, and account balances of $150,000.00 and over will earn 2.25% APY. APY is accurate as of February 16, 2023. Rates are subject to change at any time. Minimum balance is $200 and a $5.00 monthly Account Maintenance Fee applies if balance falls below minimum. Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or internet transfers are limited to six per month with no transfers by check, draft, debit card or similar order to third parties. A $5.00 service fee applies for each withdrawal exceeding six. Fees may reduce earnings. Other fees or restrictions may apply.
